Comments on: Getting the Best Mortgage Deal – Part II The Loan http://people.ephox.com/damien/2007/07/27/getting-the-best-mortgage-deal-part-ii-the-loan/ Damien Fitzpatrick's blog Thu, 03 Sep 2009 15:44:15 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Damien http://people.ephox.com/damien/2007/07/27/getting-the-best-mortgage-deal-part-ii-the-loan/comment-page-1/#comment-974 Damien Tue, 07 Aug 2007 01:19:28 +0000 http://people.ephox.com/damien/2007/07/27/getting-the-best-mortgage-deal-part-ii-the-loan/#comment-974 I'm in Australia so I'm not sure what the full disclosure laws are in the USA. But basically, I would recommend taking a pro-active approach, if you ask them about their fees straight up then they should have to tell you. Also, you should look out for government charges. In Australia there are a whole group of fees that the government has, so it's worth checking on government sites about what charges there might be. I’m in Australia so I’m not sure what the full disclosure laws are in the USA. But basically, I would recommend taking a pro-active approach, if you ask them about their fees straight up then they should have to tell you. Also, you should look out for government charges. In Australia there are a whole group of fees that the government has, so it’s worth checking on government sites about what charges there might be.

]]> By: Mari http://people.ephox.com/damien/2007/07/27/getting-the-best-mortgage-deal-part-ii-the-loan/comment-page-1/#comment-973 Mari Tue, 07 Aug 2007 00:57:23 +0000 http://people.ephox.com/damien/2007/07/27/getting-the-best-mortgage-deal-part-ii-the-loan/#comment-973 One more quick question~ I have heard that at the closing, the lender can come up with additional fees that they spring on you at the last minute. Did you face this? Thanks again, your article really inspired me to bargain with the lenders. Now I am geared up to do it. Before I was not motivated to do so. Thank you, Mari NYC One more quick question~
I have heard that at the closing, the lender can come up with additional fees that they spring on you at the last minute. Did you face this?

Thanks again, your article really inspired me to bargain with the lenders. Now I am geared up to do it. Before I was not motivated to do so.

Thank you,

Mari
NYC

]]> By: Damien http://people.ephox.com/damien/2007/07/27/getting-the-best-mortgage-deal-part-ii-the-loan/comment-page-1/#comment-958 Damien Sun, 05 Aug 2007 08:39:53 +0000 http://people.ephox.com/damien/2007/07/27/getting-the-best-mortgage-deal-part-ii-the-loan/#comment-958 No problems. After being through the rounds getting a home loan, I know how hard it is and felt it was only fair to pass on what I had learned. Good luck with getting your loan. No problems. After being through the rounds getting a home loan, I know how hard it is and felt it was only fair to pass on what I had learned. Good luck with getting your loan.

]]> By: Mari http://people.ephox.com/damien/2007/07/27/getting-the-best-mortgage-deal-part-ii-the-loan/comment-page-1/#comment-952 Mari Sun, 05 Aug 2007 02:17:43 +0000 http://people.ephox.com/damien/2007/07/27/getting-the-best-mortgage-deal-part-ii-the-loan/#comment-952 This was very helpful, I really appreciate it !!! This was very helpful, I really appreciate it !!!

]]>